Savings and Retirement has always been the basis of all good financial planning. Every amount you save helps you reach your financial objectives — maintaining your current standard of living during your retirement, enjoy travelling to your favourite vacation spots, acquiring a financial cushion to meet contingencies, providing a good education to your children, or simply fulfilling your dreams and carrying out your favourite projects.With your objectives in mind, we offer you flexible products adapted to your needs that includes Retirement Savings Plans (RRSP), Children Education Savings Plans (RESP), Non-Registered Savings Plans, Retirement Income Plans (RRIF) and more. These products allow you to invest your savings and obtain a high degree of financial security. Start saving now!
Registered Education Savings Plans (RESP)
Education costs are on the rise. Save for your child’s future by putting aside money regularly. This way, they will be ready for university or college, wherever their ambitions take them. Available in pooled or non-pooled structure. Ask our agent for more details.
Registered Retirement Income Funds (RRIF)
A popular choice among retirees for converting their RRSPs. You can continue to invest and grow your money while getting an income for daily living.
Locked-In Retirement Account (LIRA)
This is a special RRSP contract designed specifically to hold locked-in pension funds (which means the funds are not available as a cash refund) for a former plan member, former spouse or common-law partner, or surviving spouse or partner, as the case may be, and provides an alternative to leaving the funds in the pension plan.Life Income Fund (LIF)
A Life Income Fund (LIF) lets you convert locked-in RRSPs or Locked-In Retirement Accounts (LIRA) to income, offering a more flexible alternative to a life annuity. These locked-in funds are monies that you took from a company pension plan when you departed before reaching its retirement age.